Navigating High Interest Rates in Today’s Real Estate Market

Navigating High Interest Rates in Today’s Real Estate Market: A Buyer’s Guide

Published: August 2025

With interest rates remaining high well into 2025, many prospective homebuyers are finding themselves at a crossroads. The dream of homeownership is still alive—but the rising cost of borrowing has added new layers of complexity to the buying process.

Whether you're a first-time buyer or looking to make a move, understanding today’s market and adjusting your strategy is crucial. In this post, we’ll break down what’s happening with interest rates and offer actionable tips to help you navigate this challenging, yet still opportunity-filled, real estate landscape.

What's Going On…

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The Importance of Home Inspections When Buying in Minneapolis and the Twin Cities

Buying a home in Minneapolis and the Twin Cities is a big decision—whether it’s a charming bungalow in Longfellow or a modern townhome in Northeast, you want to know exactly what you're getting into. One of the best ways to protect your investment is by conducting thorough home inspections before you finalize your purchase.

Why Inspections Matter

Inspections provide a clearer picture of the home's condition, identifying potential issues that may not be visible during a showing. This gives you leverage for negotiations, confidence in your purchase, or even a reason to walk away if needed.

Recommended Home Inspections in the…

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New Construction vs. Existing Homes in Minneapolis – Which Is Right for You?

When it comes to buying a home in Minneapolis, one of the biggest decisions is whether to go with a newly built property or a classic existing home. Each option has its perks—and potential drawbacks. Here's a breakdown to help you figure out which path makes the most sense for your lifestyle, budget, and goals.

âś… The Perks of New Construction Homes

  • Modern Features: Open floor plans, energy-efficient systems, smart home tech, and contemporary finishes are often standard.
  • Low Maintenance: Everything from the roof to the furnace is brand new, so major repairs shouldn't be on your radar anytime soon.
  • Customization: Depending on the builder, you may get to choose…

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June Market Update - Twin Cities Real Estate

June Market Update: What’s Happening in Real Estate?

Across the U.S., existing-home sales saw a small but notable uptick in June, rising 0.8% from the previous month to a seasonally adjusted annual rate of 4.03 million units. That exceeded what many economists had predicted. However, year-over-year sales were still down slightly by 0.7%, according to data from the National Association of REALTORS® (NAR).

Regionally, sales increased in the Midwest, Northeast, and South, while the West saw a slight decline. Here in the Twin Cities, we’re seeing some positive momentum as we head into the heart of summer.

Twin Cities Market Snapshot

  • New Listings: Up 0.8% to 6,500 homes
  • Pending Sales: Rose 3.5%…

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Essential Summer Home Maintenance Tips for Minnesota Homeowners

Plus: Bonus Tips for Your Northwoods Cabin or Lake Home

Summer in Minnesota is short, sweet, and packed with activity. Whether you're a year-round resident or a seasonal cabin-goer, summer is the perfect time to stay ahead of home maintenance tasks. From prepping for sudden storms to managing mosquitoes, these tips are tailored for the Land of 10,000 Lakes.

1. Inspect and Seal Windows & Doors

  • Keep cool air in and humid air and pests out.
  • Look for signs of water intrusion or warped frames from spring thaw.

2. Check Roof & Gutters After Spring Storms

  • Hail and strong winds can damage shingles.
  • Clear out maple seeds and pine needles to prevent clogging.

3.…

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photo credit: Lodge at Giants Ridge

Things to Do in the Minnesota This Summer

Summer in the Twin Cities is packed with festivals, outdoor fun, family adventures, and rooftop dining. Whether you’re looking for iconic Minnesota experiences or hidden gems, here’s your guide to making the most of the season in Minneapolis and St. Paul.

Major Summer Festivals & Events

  • Minnesota State Fair (Aug 21–Sep 1): Food on a stick, concerts, animals, and rides — it’s one of the largest state fairs in the country.
  • Minneapolis Aquatennial (Jul 23–26): Torchlight parade, fireworks, beach events, and family fun throughout the city.
  • Minnehaha Falls Art Fair (Jul 18–20): Local art, live music, and food trucks in a gorgeous park setting.

Family &…

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Get to Know the West Metro: Tour de Tonka in Minnetonka – August 2, 2025

Thinking about moving out west? A great way to dip your toes into the community is by joining Tour de Tonka this August. It's a fun, family-friendly bike event that lets you explore the area, meet neighbors, and experience the stunning west-metro scenery in a unique way.

Tour de Tonka

Photo Source: Tour de Tonka Facebook Page

What is Tour de  Tonka?

Tour de Tonka is the west metro’s signature bike ride—dubbed “Minnesota’s Ride.” Now in its 20th year (since kicking off with 819 riders in 2006), the event regularly draws nearly 3,500 cyclists from over 166 Minnesota cities, 73 counties, and 44 U.S. states 


Routes & Difficulty

  • Choose from six routes ranging from 16 miles…

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Summer Vibes at Lake Harriet Bandshell: 2025 Event Highlights

Why Lake Harriet Bandshell Is a Summer Must

With over 80 free concerts scheduled between Memorial Day and Labor Day, the newly‑renovated blue bandshell returns as one of the top outdoor venues in Minneapolis .

Signature Events to Put on Your Calendar

  • Music & Movies Kickoff – May 26: Start your season with Bluedog (5:30 pm) and Pretendians (7:30 pm), plus food trucks and beer.
  • Minneapolis Pops Orchestra: Performances every weekend in July, including July 6 (5:30 pm), 7 & 8 (7:30 pm).
  • Junior and the Jukes – July 7 @ 7:30 pm, part of the ongoing Music in the Parks series.
  • Beasley’s Big Band – July 9 @ 8 am (though check exact time; often evening).

Add a Movie Night…

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Milwaukee Avenue Heritage – A Historical Look at Seward’s Landmark District

Milwaukee Avenue Heritage: A Historic Look at Seward’s Landmark District

Nestled in the heart of Minneapolis’ Seward neighborhood lies Milwaukee Avenue—a peaceful, pedestrian-only street lined with charming 19th-century homes. This two-block corridor is not only picturesque but also rich in history and community spirit.

A Story of Preservation

Originally built in the 1880s as affordable housing for railroad workers, Milwaukee Avenue was designed with modest, narrow-lot homes. By the 1970s, the area was in decline and slated for demolition. But residents and activists rallied to protect it. Their success led to its 1974 designation as a Minneapolis Historic…

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Buying and Selling at the Same Time in the Twin Cities? Here’s What You Need to Know

Posted by UrbanMinneapolisHomes.com

The Balancing Act of Buying and Selling

Trying to buy your next home while selling your current one? You’re not alone. Many Twin Cities homeowners are making this move in 2025, but doing both at the same time can be stressful without the right strategy. Here’s what you need to know to make it a smooth transition.

1. Know the Local Market Timing

In the Twin Cities, inventory is increasing, but well-priced homes are still selling quickly—often within 30 to 45 days. Understanding the market in both your current and target neighborhoods is critical. For example:

  • Selling in a hot area like Southwest Minneapolis? You may…

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