Found 2 blog entries tagged as Mortgage Rates.


Fed Watch: What the October Rate Cut Means for Mortgage Rates in the Twin Cities

Updated: November 4, 2025 — Minneapolis–St. Paul

The headline

On October 29, 2025, the Federal Reserve lowered the federal-funds target range by 0.25% to 3.75%–4.00%. Fed officials signaled they’ll monitor upcoming economic data before deciding on another potential move in December.

The adjustment came in response to a cooling labor market and signs that inflation pressures, while easing, remain elevated. The central bank’s tone emphasized caution — aiming to balance job growth with continued progress on inflation.

What the Fed controls vs. what you pay

The Fed’s decision primarily affects short-term rates — things like home equity lines of…

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Navigating High Interest Rates in Today’s Real Estate Market

Navigating High Interest Rates in Today’s Real Estate Market: A Buyer’s Guide

Published: August 2025

With interest rates remaining high well into 2025, many prospective homebuyers are finding themselves at a crossroads. The dream of homeownership is still alive—but the rising cost of borrowing has added new layers of complexity to the buying process.

Whether you're a first-time buyer or looking to make a move, understanding today’s market and adjusting your strategy is crucial. In this post, we’ll break down what’s happening with interest rates and offer actionable tips to help you navigate this challenging, yet still opportunity-filled, real estate landscape.

What's Going On…

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